Coral reefs across Micronesia are under real pressure, and many of the businesses that could take some of that pressure off do not have the support to scale. 

The Micronesia Conservation Trust, in collaboration with The Nature Conservancy and the Global Fund for Coral Reefs, is developing the GFCR Livelihoods Fund to change that. 

Zero-interest loans of $30,000 to $100,000 for businesses in FSM, RMI, and Palau whose work benefits reefs. No fees, and no assets taken as collateral. 

We are talking with businesses now. If you run one, or you know one that belongs in this program, send us a message or email Mahina Cole at mcole@ourmicronesia.org. 

The deadline to submit an expression of interest is September 25, 2026.